Do you want to decorate your room? Moreover, if you are interested then you can shop for it without any interest fee. To buy
Synchrony Bank offers you with Rooms to go Card. If you are a cardholder of Rooms to go then they are offering special financing benefits to their customers, which is a great advantage for you if you are a regular customer. However, before starting any procedure you should know the terms and conditions of Room to Go Credit Card. You have to know to own your own whether this card is suitable for you or not. If you want this card then we will guide you with all the benefits and procedures. There are different payment methods for this card you can select the one convenient for you. If you are confused in the selection process then you can go through the pros and cons of the card they will help you in this case. Scroll down for more details of the card.
Table of Contents
Below are some of the card details. Go through the points
- Planned to shop for the furniture.
- There is no annual fee.
- The interest payments are delayed for 180 days.
- The rate of APR is normally high.
- The APR is 29.99% after the initial introductory period which is generally high.
The interest payments are delayed for 180 days so it is 0% introductory
APR after that period it is 29.99%.
|You don’t need any down payment
for this card.
|There is no bonus for signup.|
|All the payments are delayed for
|The APR is very high after the
interest takes its position.
|The interest payments are delayed for 180 days.||Only the card is used at Rooms to
|No interest fee will be charged to
you for almost 180 days if you are
paying minimum charges.
|The minimum payment you can
make is $75 or 5% which one is
|There is an option for you to
postpone the interest for long if
you are making big purchases.
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Reviews & Complaints
After collecting the complaints and reviews from the customers, some of the reviews below are collected from different sources and forums.
“Wasting $7,300 is a big blunder. Don’t ever do it. Use another path for this. The main issues related to Rooms to go are they never give the delivery of what you purchase; they refused me my purchase of $7,300 and refused their sale, which is very dishonest. They did not cooperate with us to solve the issues with them. Now I am in search of a process to cancel my purchase but they are also refusing it too. I will never make purchases at Rooms to go in future.”
“We were shifting to our new house and for
“Before Carls Patio was bought by Rooms To Go, I made a purchase of $45k. Unless I don’t pay $8700 of the order to Rooms To Go, they were not scheduling my delivery. The thing is they don’t trust us but we have to trust them. I got an incomplete delivery and the package was all damaged and was fixed with tapes all over the package. It was all messed up and was not as they promise it should be. They do not carry the premium lines that I bought and the top of this, their customer support service is not really helping me on this. So, I had to go where the manufacturing is done. When I asked them about this with all my aggression and what they did was they hang up on me. It was ridiculous. $7000 purchase and poor customer service.”
“I bought recliners leg support that literally do not lift legs to a straight position. I told the customer service that these chairs are not manufactured properly but they keep
“I bought a bedroom set on 12/11/2020 that arrive in a delivery. The
delivery company while setting up by bed damaged by new laminate floor. I reported this to the company right away. The SE Independent Delivery Services were handling the claim to Rooms To Go. They emailed me that they would pay $150 without even asking me the
“Worst experience. I went to buy teak outdoor table and chairs from Ft Lauderdale store on Fed Highway. I was on a more than $1.000 purchase. I liked a set but it was not in stock and it would have to be shipped from Tampa. They would not sell the floor model on any condition. Later, I did not purchase as delivery options told me that It would not be suitable for the event I was hosting.
“Please make sure that Room To Go do not have return policy. If you go to the store and you see a sofa, you sit on it for a couple of minutes and feels comfortable and you purchase it. It arrives in the delivery, then you find out it’s not as comfortable as it was in the store. The arms are very low and the back is not comfortable at all. You call the customer service and they say they will send a person to check and take a look at the sofa.”
Benefits of the Rooms to Go Credit Card
You do not have to make a payment in the first 180 days and this is the best
advantage of Rooms To Go credit card and
It allows the customer to buy furniture at the spot if you do not have money at that moment. You don’t have to borrow money besides the furniture. In easy words, we can conclude this by saying, Rooms To Go Credit Card provides
Downsides of the Rooms to Go Credit Card
The considerable drawbacks for using Rooms to Go Credit Card.
The exceptionally high interest rate of 29.99% is the biggest drawback. If you are unable to pay off your balance before APR, you will end up paying
Moreover, the Room To Go credit card offers no discounts or special deals outside of the introductory of 0% APR. There is no significant advantage for getting a Rooms To Go credit card.
Lastly, in order to keep a 0% introductory interest rate, the Room To Go credit card will need high minimum payment. $75 is the minimum payment or 5% of your account balance which is a huge amount. For instance, you have $2500, and the minimum monthly payment will be $125, which is 5 percent of your account balance. This might be a challenge for some cardholders, who might not be able to pay monthly payments and end up increasing interest rate from 0% to 30%.
Make a Rooms To Go Credit Card Payment Online
Synchrony Bank allows you to make
Start the process by registering your Rooms To Go account on the MySynchrony website. You’ll need the following information to create a MySynchrony payment login for Rooms To Go:
You can register your Rooms To Go account on MySynchrony website. In order to
- Account number of Rooms To Go.
- Last four digits of your Social Security number.
- Date of birth.
After entering all the valid information click on verify button pop up of Rooms To go on the screen and hit “Continue”.
After that, enter your username and password and set a security question. For electronic payments, enter your email address and information of your bank account. Hit the continue button to finish the Room To Go account settings.
After the initial registration, you can opt to make future payments without using your Rooms To Go credit card login. To enable this function, click “Remember Username” or choose the “This is my personal device, remember me” option for the computer, tablet or phone you’re using. On future visits to the MySynchrony website, you’ll see the “Pay Without Logging In” button. Click it and follow these steps:
After the first registration, future payments can be made without the use of Rooms To Go credit card login. If you want to enable this option, click remember username button or you may save your personal device by clicking the button remember me
- Enter the amount for payment.
- Choose your payment method.
- Review and authorize the payment.
Remember, this method is valid for individual payments. In order to set up
An existing account can also be used and you can make payments through the Rooms To Go website. In order to log in, enter the first 6 digits of your account number.
Make a Rooms To Go Credit Card Payment Through Electronic Payments
There are 3 electronic payment options that you can select:
- First is the Western Union (WU). It allows the user to use credit and debit cards for your Rooms To Go credit card payment. Moreover, it allows the user to pay bills online with the help of Western Union mobile application, meeting the agent, or by calling the western union agent on the phone. In order for this, the user will get a receipt with
trackingnumber that will act as a proof of payment after submitting the company’s name and your account number.
- Second option is the Walmart. In order to make an online transfer of money, Walmart pays
billusing MoneyGram. To start the process, type “Rooms To Go” in the search bar and select “Synchrony Bank” option. To make this payment, you will need to have accountnumber, and credit or debit card.
- Check your bank policies and procedures if you are planning to use
your ownbank’s bill payment service for your “Rooms To Go” credit card paymentby following the appropriate steps.
Make a Rooms To Go Credit Card Payment by Mail
Through mailed payments, Synchrony Bank accepts money and checks. The address to “Rooms To Go” credit card payment is given below:
P.O. Box 960061
Orlando, FL 32896-0061
To avoid late fees of your credit card before a due date, the bank will recommend including “Rooms To Go” credit card payment coupon and mailing within 7 to 10 working days.
Make a Rooms To Go Credit Card Payment by Phone
The process to make phone payments on your “Rooms To Go” accounts incurs a fee. For more details, you can call
If you are facing problems related to your account, Synchrony Bank provides a complete facility of customer service options for “Rooms To Go” credit card. It includes an online chat with the user and the customer support agent, compliment or complaint phone lime. The bank also provides a digital help desk to help the user with registration, login and passwords issues. You can call the help desk at this number 855-875-1850. Timings are Monday to Friday from 9 a.m. to 6 p.m. ET. If you have further issues related to your account, you can call at the customer service number of “Rooms To Go” which is given at the back of your credit card.
Make a Rooms To Go Credit Card Payment In Store
You can pay bills in person at a physical location, which is near to you, but if you opt for this method, you are limited to using a debit card.
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Rooms To Go Credit Score Requirements
The Rooms To Go Credit Card is a store card, and most store cards usually aren’t too hard to be approved for. For this card, we recommend applicants have average credit (630-689) or above for the best approval odds.
Rooms To Go Credit Card Alternatives
There are some more alternatives credit cards for financing large furniture purchases than “Rooms To Go” credit card and these are:
If you’re looking for a card with a 0% introductory APR with minimal
fees, then Citi Simplicity Card is recommended to you. There will be no annual fee and the best part is you will not be charged because of late payments. It includes 18- month 0% introductory APR and then depending on credit it has given APR ranging from 15.49% to 25.49%.
If you want a card that’s great for financing and offers rewards, the Chase
Freedom card is highly recommended to you. It has a high APR at 25.24% but after signing up, you will get 0% APR for first 15 months. Moreover, you can recoup some of the money that you spend on the rewards program of Chase’s Cashback.
Frequently Asked Questions
- Do you use your Rooms to Go credit card anywhere in the world?
This card can be used where such payment networks are accepted. However, a store card can only be used at the store where it is issued, as store card will not have such designation.
- How can I make payments using Rooms To Go credit card?
First, with the help of a phone, make a “Room To Go” credit card payment. You can make payments on the phone from your Rooms To Go account but this process has fees that user has to pay. For more details, call at the toll-free account management number at 866-396-8254.
- Is the delivery free for Rooms to Go credit card?
They provide free UPS delivery but they do not provide the furniture delivery to some of the states. Most of the items are shipped on roomstogo.com with respect to the UPS standard Ground shipping. After clearly identified, this merchandise is ready to be shipped anywhere in the Contiguous U.S with no shipping cost to the consumer mostly.
- Is there any warranty for Rooms to go?
One year limited guarantee is offered by Rooms To Go on most of the products that they sell. Any item that is sold with no warranty will include all products purchased at a clearance centre, samples of the floor and complete accessories “as is” off our showroom floors and bedding comforters.
- Can you bargain at the Rooms to Go store?
Furniture especially chain stores will not have any negotiated discount of more than 20 or 25% on any non-clearance item. Moreover, for some stores where the entire room is bought for one price cannot be negotiated at all. More the furniture that is bought, better the discount you will get on accessory.