- You have to apply for First Premier Bank Platinum Credit Card.
- Then provide the confirmation number on the PlatinumOffer.com
- PlatinumOffer credit card is for those who have average credit.
PlatinumOffer Credit Card of First Premier Bank can be availed by all the authorized residents of US but should be under 18 or more with constant income. (It can be excellent and average as well).
If you want to apply for PlatinumOffer Credit card then go to the official site of First Premier Bank PlatinumOffer Credit Card which is www.platinumoffer.com by verification. It would almost take 5-7 minutes and you are done with it.
Table of Contents
Highlights of Approved PlatinumOffer.com Confirmation Number
- It is a perfect solution for those who want to make their credit on time payment with credit card.
- First PREMIER Bank is Honored Member of FDIC, which issues the card.
- For those who have an excellent credit score, they should check for other credit cards on (GetMyOffer.CapitalOne)
- For those who haven’t got the Confirmation Number of Platinum Offer they can apply but with fewer chances of getting approved.
If you are not able to apply with confirmation number then there is also an alternative way of
If you need any kind of query related to First Premier Bank Platinum offer you can directly contact on, P.O. Box 5524, Sioux Falls, SD 57117-5524 or call toll free 800-987-5521.
Reviews & Complaints of PlatinumOffer.com
First Premiere took a chance on me when no one else would, and that says a lot! I have no clue what people are complaining about, the APR and fees are in the contract you sign and approve, if u don’t like it, then don’t sign the papers! This company isn’t doing anything other companies don’t do….I know Amex has a HUGE yearly fee for a lot of their cards. I will gladly pay my yearly fee to help build my credit and to show that First Premiere made a good decision in trusting me. I am grateful for the opportunity, my score has gone up tremendously since approved…I went from a 425 up to 568 in a matter of 2 months time….I now have 2 other cards as well and was just approved for another unsecured card. I try and keep my utilization low and make more then minimum payment. I am on my way to building a better financial future, and couldn’t have done that without First Premiere giving me a chance. I can say that I have seen people say the give CL increases within the first 2-3 months, but Every time I have requested one I have been denied. Although, it doesn’t bother me…they started me out on a pretty fair $400 limit. Thank you First Premiere. I will continue to use them for many
years to come.
My score went up 35 points in 1 month.
I have had this card and so far I still
I just received the card i paid 95$ annual fee received the card with a 300 $ credit limit and a 225$ available balance .. the next day i after I received it I checked my credit score it went up 26 points .. I also had the green card before this my score went up every time I paid it .. great card …
I Have Had This Card Going On 2 Years Now!, I Called Them Up Yesterday, About My Card, Not Being Except, They Told Me That Everything Was Fine With The Card, And It Was, The Problem Was With My Phone, Not Being Able To Enter My Information Correctly! The Customer Service Rep, Told Me That I Was Approved For A Credit Line Increase! Of $150.00 But
This card has
Very high interest and fees this month $27 interest on purchases + $8 monthly fee + $8 protection fee. That’s every month!! A while ago I pulled cash advance not sure how much exactly but I had to pay
The PlatinumOffer First Credit Card had both good and bad reviews. The bad reviews are mostly because of the high fees for those who have less credit score. But this a very great card for people who want to build their credit and having trouble with other credit cards…
Also Read: GetMyOffer Capital One Reviews – Top Reviews and Complaints
Why the First Premier Card is so Costly
When all you got is bad credit, with high APR and the extra fees isn’t rare. The card givers feel you like a big risk and it has to charge you like that. But First premier PlatinumOffer has taken it to another level.
Annual fees, all the processing fees & monthly servicing fees are included in it, which directly varies to your credit limit. A credit limit is between $300 from $1000 and terms and conditions are applied. (see table below).
The fee procession starts with one dispensation fee that you have to pay to open the account. Then you have to pay the annual fee, and the last thing is the monthly service fee, the credit limit of the first year is up to $500. if you need cash in advance, you have to give the 5% or $6, either
First Premier Bank Credit Card has an APR rate of 36% on spending and taking the advance, from which none of the credit cards for bad credit card issuers are even closer to a bit. But having the balance to this credit card will get you in financial issue.
COSTLY CREDIT LIMITS
Credit cards have a low credit limit for those who have bad credit. Like if you have the limit of $300 and you use it then most of your credit s used which will affect your credit score. That’s what the big thing we have to deal with bad credit. But the Platinum offer card is extra bothering, it increases the credit limit right after almost 13 months, and charge you 25 %increase. Let suppose you have $200 the credit limit increases and the charge fee will be $50.you can also reject this increase and can go back to the fee. But you have to inform the bank with the billing statement which shows fee and the increase.
Most of the time, having a good credit card is a better option because you are having your own credit. The minus point is that you have to pay the deposit. This also means like you have an amount for yourself so you could utilize the amount when you’ll close the account, most probably with the interest.
Here are two cards which are alternatives you should look.
DCU VISA® PLATINUM SECURED CREDIT CARD
DCU stands for Digital Federal Credit Union It is a secure Visa PlatinumOffer Credit Card. This credit card shows that if you have bad credit it is not mandatory that you have to face the financial problems. NOW a day’s APR variable is 13.75 and this is totally fee free. There is no kind of fee or processing fee or annual fee.
It also gives you the offer to check the FICO you can check the status of your credit building whenever you want. It also gives your report of activity to 3 credit bureaus The other plus point is it also doesn’t require you to deposit the credit equal to your limit. It doesn’t even recommend you for how high you should be, so if an example you have $5000 you don’t need for some
time then your credit limit will be $5000 .
The one drawback of this card is that you should be the part of Digital Federal Credit Union for getting this card. YOU CAN also be the member of this card if
- If you are related to the present member
- If the company you are in or if retired is a member of this.
- You are linked to the participating company.
- Or May you work, live or the student of the linked institute.
Apart from extra hoops, this is one of
OPENSKY® SECURED VISA® CREDIT CARD
If you have low credit and think others will not approve you for
The DCU Visa secured card is
Looking for credit it’s not compulsory to have big credit,