Getmyoffer Capital One Reviews: Best Capital One Credit Cards of 2020

A simple card for the people on its way. The best thing about it is that it charges you zero annual fee and give you a chance to raise your credit limit with accountable behaviour. GetMyOffer Capital One Reviews are mention below. Keep reading the article.

Table of Contents

Quick Facts

  • You don’t have to pay an annual fee.
  • If you pay your first 5 months payment on the right time then you can get a high credit line.
  • They also help you if you lost your card or it’s stolen.
  • It made your life much easier by online banking; you can access it from your phone, app anywhere anytime.
  • You can pay your bills online or through a check with no extra charges which comforts you the meet the due dates.
  • It’s a 24/7 service.
  • It helps you make your card more strong for future use.
Pros Cons
Average credit is also qualified. It gives no rewards.
It doesn’t deduct any annual fee. APR is high.
It takes no transaction fee for
foreign transfer.

Capital One Credit Cards Getmyoffer Capital One Reviews of 2020

  • Capital One® Savor®
  • Capital One® Quicksilver®
  • Capital One® Venture®
  • Journey® Student
  • Capital One® Platinum
  • Capital One® Spark®

Capital One Savor Best Cash Rewards Credit Card

The best credit card of the list is Capital One Savor Cash Rewards Credit Card because of its cash back rewards, as per you should look for what you are spending money on. This card is perfect for you if you spend your money on dinner and movie on every weekend, or no matter if you are a café and play kind of person, in both way you will get your reward.

You get 4% cash back on your every dinner or entertainment and for grocery stores, you’ll have 2% cash back and 1% for other purchases.

  • You can also earn $500 cash bonus on spending $3,000 in first 3 months.
  • In first year you don’t have to pay the annual fee and then you have to pay $95 yearly.

You can enjoy the cash backs without annual fee with Capital One® SavorOne℠ Cash Rewards Credit Card.

Still, if you are confused then check the Getmyoffer Capital One Reviews.

Best for Capital One® Quicksilver® flat-rate Cash Back Credit Card

Capital One Quicksilver Cash Rewards Credit Card gives you flat-rate of 1.5% in cash back on your each buying. It’s the best card because it is very stress-free in use plus it gives you reward without doing anything.

Apart from cash back offer, you can also earn $150 on after expenditure of $500 in 1st three months. This is counted as biggest cash back ever.

The perk of this card is that it is with 0% intro APR for the first 15 months on any transfer and expenditure.

Important things to know:

  • After first 15 months the APR is 16.24% to 26.24%.
  • Transfer fee of balance is 3%.

Still if you are confused then check the getmyoffer capital one reviews.

Capital One Venture Rewards Credit Card

For those who are travel lovers and always try to stay away from complications, this card gives them easily redeemable and flexible rewards.

On spending every $1 you’ll get two miles, which are very easy to redeem online and can be added in your travel earnings. You can also get 10 miles on spending $1 in more than 1000 hotels.

They give you the best sign up bonuses, for recent 3 months in spending $3000 they give you 50,000 miles which is equal to $500 in travelling.

The One con of Capital Venture reward is $95 after one year. There are more alternatives if you are interesting in card without annual interest.

Still if you are confused then check the getmyoffer capital one reviews.

Journey Student Rewards from Capital One

This card is mostly suitable for students who pays there bills on time and get reward. it is specially made for students so they could utilize it nicely.

Here on every spending, you’ll have 1% of cash back and also a boost of 0.25% every time you pay bills within due more good thing is if you pay bills within the time for consecutive five months. You’ll get more credit.

The disadvantage of it is having high 26.98% variable APR on every transfer and purchases.

Still if you are confused then check the getmyoffer capital one reviews.

Getmyoffer Capital One Reviews: Best Capital One Credit Cards of 2020 for consecutive five months

Capital One Platinum Credit Card

It’s almost disheartening to get a good credit card if you have a low credit record. This card is especially for those who don’t have a great credit history. That’s the perfect match for building credit.

Their important feature is to help you to build your credit, that’s why you will not get much from the rewards. The perk is you don’t have to pay any annual fee. If you pay your bills within the time for consecutive five months you’ll get more credit.

It’s a best way to build your credit which would give you better perks for the next time.

Still, if you are confused then check the getmyoffer capital one reviews.

Capital One Spark Cash for Business

If you are dealing with any business this card is best for you. From all the spark cards, Capital One® Spark® Cash for Business card is best because it gives the best cash backs. It continuously gives you best never ending 2% cash back on anything you buy, without doing anything. For the first 3 months you’ll get a $500 bonus of cash on every time you spend $4,500.

Getmyoffer Capital One Reviews: Best Capital One Credit Cards of 2020 Important things to know

It has $0 intro for the first-year butt Still if you are confused then check the getmyoffer capital one reviews. after then you have to pay $95 yearly.

The getmyoffer Capital One Reviews and Complaints

Thomas of Frankfort, NY  Verified Reviewer
Original review: Feb. 17, 2020

Capital One has helped me financially and in so many other ways. Not only am I able to have a 360 checking and savings account, but also two credit cards with seven limits on them as well. Also, they recently approved me for Auto financing and I was able to get a new car that I always wanted!!! Thank you Capital One!

Elizabeth of Brooklyn, NY  Verified Reviewer
Original review: Feb. 12, 2020

I called and spoke with Michael on the due date of my business credit card and received a waiver of that month’s payment and finance charges due to the fact that I have clients affected by the federal government budget freeze who couldn’t pay my invoices. I appreciate it. Good to know that they understand our businesses are about people who have everyday issues that affect us running the business.

Getmyoffer Capital One Reviews: Best Capital One Credit Cards of 2020 have to pay any annual

Reginald of Philadelphia, PA  Verified Reviewer
Original review: Nov. 17, 2020

I was recently approved for a Capital One Platinum card. I called customer service several times because a charge that was declined posted as a pending transaction and was counted against my balance for more than 48 hours. The reps that I spoke with were extremely courteous and knowledgeable, and very helpful. I feel good being a part of the Capital One family because of the stellar customer service.

Getmyoffer Capital One Reviews: Best Capital One Credit Cards of 2020 it is specially made for

Marjori of Mountain Home A F B, ID  Verified Reviewer
Original review: Nov. 11, 2020

I believe you should always show and share your appreciation for kindness. So I need to share my experience with my Capital One credit card. Please take the time to read this, I would greatly appreciate my story being heard. With that being said I called to make my payment via phone November 1st… I was confused to hear the automated balance was $700 dollars less than my statement balance. I quickly pressed 0 for customer service. Long story short I insisted to escalate the call as to the fact I thought it was an error. It was brought to my attention that my active duty husband enrolled us in SCRA (Servicemembers Civil Relief Act). It’s a program that lowers interest rates to %4, not late fees or membership fees and no finance charges for the duration of his deployment.

Alfred of Albuquerque, NM  Verified Reviewer

Capital One has an excellent feature called “ENO” on its credit card that allows for codifying a credit card number in a way that keeps the actual number from being recorded on a company’s records. But it doesn’t work at many sites; maybe a quarter of the time. A pop-up will indicate that the site should be reloaded always followed by a message to “try later” but it never works on those internet sites. An explanation of why ENO does not work with some sites would be useful, to avoid wasting time using the system at those sites. Maybe a pop-up that explains that some sites don’t allow for the
encryption ENO uses.

Also Read:GetMyOffer Capital One – Enter Reservation Number and Access Code

Capital One® Platinum Credit Card: Drawbacks and Alternatives

As the Capital One don’t have the annual fee but it also doesn’t have any kind of rewards. And if you have balance in the card it may go very costly. The variable APR is 26.96% now a day. If you want a card which offers you the rewards and also you want to pay your debts, then you should go look for other options.


The Capital One® QuicksilverOne® is a card which is known as Cash Rewards Credit Card, it’s almost the same as Capital One® Platinum. It gives you 1.5% cash back on every time you spend your balance. But you have to pay $39 annually. But the cashback is much good so this annual fee wouldn’t hurt much. You would get more if you spend $2,600 or more yearly. But if you spend less than that annually then the Capital One® Platinum Credit Card would be better to use.


The people with excellent credit history are offered to have the card with no interest APR for the first year. But if you have normal credit history still they are offering you 0% APR it is a big thing. THE ABOC card is perfect for that as it gave you no APR for the first year and after then its 15.15% – 25.15% Variable APR.

Is the Capital One® Platinum Credit Card right for you?

The Capital One® Platinum Credit Card would be the best card for you if you have low or limited credit. It is the best way to get a high credit limit so you could have more freedom.

  • Advantages of travelling.
  • No transaction fees for foreign transfer.
  • Platinum MasterCard perks.
  • Also gives you saving when you are not in town.

Thou you don’t get rewards on this card but annual fee also does matter to this, if you keep your balance stable. It’s a good way to get to the point where you’ll have better card in future.